Frequently Asked Questions

Welcome

This website and mobile application were developed to offer comprehensive insights into trading and investing through practical examples. The app features real-time notifications for each trade we execute that we deem significant, including buying, selling, and profit-taking activities. We provide access to our complete Contract for Difference (CFD) trading history and offer ongoing investment guidance. This platform is designed to benefit beginners, experienced traders, and anyone seeking a new viewpoint on trading strategies.

How to get the app?

You can download it for free from the App Store or Google Play. Check the links on the home page.

What are the app features?

Real-Time Notifications: Stay informed with alerts for buy, sell, and profit-taking actions.
Position Tracking: View our current open, closed, and pending positions at a glance.
Daily Trade Feeds: Discover our daily trading activities, providing transparency and insights.
Market Analyzis: Access our market views, trading guidance, and strategic notes for informed decision-making.
Comprehensive Trade History: Explore our detailed trade history to understand our trading approach.
Future Updates: We’re continuously improving and welcome your suggestions for new features!

What is your objective?

Demonstrate Our Earning Strategies: Gain insights into our methods for generating profits through trading and investing.
Build Confidence and Independence: Acquire the skills and knowledge necessary to become self-reliant in your investment decisions over time.
Uncover Trading Realities: Understand the practical aspects of trading, debunking common myths and misconceptions.
Grasp Investment Fundamentals: Learn about the importance of setting priorities, as well as the value of endurance and patience in investment strategies.
Decipher Market Dynamics: Explore the key factors that influence market movements and how they impact trading decisions.

How is this different?

In today’s digital age, self-proclaimed trading gurus seem to be popping up everywhere, often promoting online courses or other products. However, many of these individuals are reluctant to share their complete trade history and the specific strategies they use. While it is possible to experience occasional success in trading, maintaining profitability over the long term requires skill, discipline, and a certain personality type that not everyone possesses. With this app, we aim to provide transparency by sharing our own trades, strategies, and expectations with you. We want to show you the reality of investing and trading, which is often less glamorous than it may appear. Our goal is to help you understand that sustainable success in trading takes time, effort, and a solid foundation of knowledge and experience.

If you make so much money, why not making more?

It is all about risk control. To make more money by trading we would need to use more leverage which could quickly go out of control. It renders the risk of high losses in case the market doesn’t turn into the desired direction. Making money with trading can be challenging and 80% of traders reportedly fail, often due to overconfidence. Since nobody can predict the market with 100% certainty, we put our positions in a way that we could hold them as long as required to result in profit. When it comes to investments and stocks, you would like to take advantage of the dollar cost averaging. Instead of using your capital at once, try to be smart and invest overtime. We can invest only what we own, and what we earn without side businesses, jobs and real estate income.

What platform do you use?

We use CFD broker and regular low cost bank investment accounts. You can open a free trading or investing account today with most of the Day Trade Brokers, Banks or CFD platforms. When it comes to trading, start trading with play money and test how that works for you. We would recommend you to do this first and build confidence before you start trading with real money.

What is the most important skill to be successful trader and investor?

In our view, the most important skill for a good trader or investor is to have patience. Predicting the market or individual businesses can be difficult, so you have to have the stomach for it and don’t panic during markets volatility. Having said that, the second most important skill would be to develop the intuition when to enter the market. This is not as easy as it sounds and you can’t be right every time, but it would be enough if you are right most of the time.

What do you trade?

We trade mostly indexes like the S&P 500 and invest in value companies, usually dividend paying. There are several reasons for that, here are a few of them:
– since we use a CFD platform for trading to utilize leverage, the indexes usually provide a good cost to win margin on those platforms.
– indexes in general move in some direction. This is very helpful as you can count on some change every day even if minimal. That’s not the same with stocks. A lot of stocks can stay around the same value or lower for months.
– indexes like S&P 500 has the 500 biggest companies in the USA and as they act globally, you can predict some movements looking into the markets around the world, as well as the economic conditions for example in the EU or China.
– about 40%+ of all investments today are passive funds like ETFs and a lot of them in the S&P 500. The logical conclusion will be that in the long run, the index will grow. In situations where the economy is not stable there is always a possibility that private investors may panic and sell their position. Knowing how to utilize these situations could be very profitable.
– no need to look for individual stocks opportunities every day, concentrate on a few indexes and master them. For stocks, we invest only in selected value companies, usually divided paying. We use this as long term investment strategy and passive income.

Do you trade cryptocurrencies?

Occasionally we do, you will get this information in the mobile application. However, we trade these only when we see a good opportunity, usually when some specific asset gets unreasonably low or high. We haven’t trade however any crypto since 2019, as they are mostly over-hyped or not trustworthy.

How often do you trade?

We trade only when we see an opportunity. Sometimes this could be anywhere between 2-6 times a day for the S&P 500 Index (on a good day). If there is no opportunity we are not going to trade! Don’t try to see an opportunity where there is none! Generally we never buy at all-time-high or on hypes!

Are you a Forex or Day Trader?

No, we are not. A Forex or Day Trader utilizes leverage to be able to make money and use even similar platforms, like CFD. The difference is however that they try to be profitable often in short time, which renders higher risk and the need to act quickly. We are a “no rush” traders and investors. We don’t like to take high risk just so we can make a few hundred dollars. Currencies in general are harder to predict. So far all statistics show that Day Trading or Forex trading is mostly unprofitable.

Do you trade Options?

Generally no. We purchase Options on rare occasion, but mostly we stay away from them. Options are very different than mostly explained on Internet and difficult to trade. They are best for hedging. You can see them as form of protection against eventual market correction, for example. Options have the disadvantage that a trader has to decide the expiration time in which his prediction should turn reality. If you’re wrong within the Option expiration time-frame, you lose the premium you paid for the option.

Are CFDs risky?

Yes, CFDs (Contracts for Difference) can be high-risk investments due to their leveraged nature. This means that traders can potentially lose more than their initial investment. It is important for investors to fully understand the risks involved before trading CFDs. That’s why we don’t do day trading, the probability that you can make money every day with high risk trading is very low to non-existed in long term.

Should I use CFDs?

No, we cannot recommed it! We do use CFD trading because we have an account with good conditions, but in most cases, it would be better to buy stocks directly. A significant disadvantage of CFD trading is that it penalizes holding positions, which is generally the best way to win with stocks. This encourages short-term opening and closing of positions, significantly reducing the probability of making.

Why Trading Ups and Downs and not just buying long?

You always have the ability to trade or invest only in Long Positions, betting on a constantly increasing market but the market never goes only up. On average the markets crash every 10 years or so and it could take them around 2-5 years to recover. Additionally every 2-3 years, there is a market correction between 10-20%. Having a trading platform that allows you to trade Long and Short positions, gives you the opportunity to make money from every market trend. For example, you could still buy S&P long positions but in bear market you can secure some profitability by opening Short positions. Having said that, short positions are generally extremely risky and we clearly show this in our app. Our biggest long term positions are only long positions and usually in ETFs. Our short positions are solely CFD-based with low leverage, and in most cases, we avoid shorting the market.

What trades always make you money?

Long positions in S&P 500 and stocks in strong dividend paying companies always made money for us so far. With indexes like S&P 500, buying long positions are less risky trades, as long as you ready to hold the positions long term. It is the reason why most people invest in S&P 500, either in ETFs or mutual funds tracking the same index. Historically, in the long run, S&P tend to go higher. If you want to trade or invest with reduced risk, and never look back, you should buy only long positions. We use ETFs for long term investments and often hedge CFD S&P500 positions for short term income.

Why you constantly buy and sell, and not holding the positions?

When it comes to short term hedging with CFD, this is leveraged type trading. This allows us to make a higher profit with small market movements but increases the risk of holding the position longer. In case the market turns in the opposite direction, we would end up holding a losing position for an eventually a long period, with increasing margin requirements. To reduce the risk, we make sure that we take regularly profits and do not hold too many open positions at the same time.
For stocks or ETFs, we do not have specific time-frames. If the stock we purchased is profitable by a reasonable margin, depending on the asset, we may trim it to secure profits or keep it for long term gains. We haven’t sold any S&P long-term ETFs investments.

How much money do I need to start trading?

A general rule of thumb, you should never use more than 5-10% of your available cash capital for trading. If you have 100K in a bank, you should use no more than 5-10K for trading. Additionally, we would recommend from the available 10K to use no more than 5K in the beginning and hold the second 5K as a backup. The reason for this, at the beginning depending on the market situation, it could happen that you have open positions that you have to hold for longer than usual. You have to be prepared to inject additional money into your trading account is required to hold the positions! If you start with 5K you should never open a position that has a margin larger than 250-300$.
For S&P500 investing, we do not have limits, with the exception that we never hold more than 10-15% of our available cash in a single stock.

Is it possible to make any money with trading?

Yes, it is possible to make money with trading, but it is not easy or guaranteed. Trading requires skill, discipline, and a solid understanding of financial markets and instruments. It also involves managing risk effectively and maintaining emotional control during both winning and losing trades. While some traders may achieve success in the short term through luck or other factors, long-term profitability requires consistent application of sound trading principles and strategies. Additionally, it’s important to note that trading involves significant risks, including the potential for substantial losses, and should be approached with caution and a well thought out plan.

Why do you use CFD (Contract for Difference)?

CFD or Contract for Difference allows us to trade with leverage so you can make more money by investing less. However, if you don’t know how to use it, it can be very dangerous. Making a lot of money as a beginner could make you more keen to use higher leverage. The key is to never over-trade and has enough margin in case the market turns in the opposite direction. Please don’t get too greedy! We know that feeling when the market turns in your favor and you tell yourself, “If I only put more leverage”. The moment you start to trade with more leverage the margin will increase and you will have no available capital to put in the new trend. Be cautious!

If you are so good, why showing your secrets to everyone else?

The stock market is one of the few businesses, where other traders are NOT our competitors! The market benefits when more people participate, not the opposite. Having said that, the market is not necessary there for your benefit. Showing what stocks we buy or sell doesn’t have to be a secret, considering that all big hedge funds or financial institutions are required by the law to publish their positions too.
Additionally investing and trading is not scaling indefinably without risk, so we hope that we could build a service in the long term that would be helpful for you and be able to generate some additional revenue for us.

Is trading passive income?

No, it is not! For us, trading is like a side hustle. Trading was never been that easy before, with a lot of mobile applications delivering the market directly on your palm. However, we don’t enjoy constantly monitoring charts or keeping up with financial news around the clock. Instead, we trade only when we identify an opportunity.

Why not open your own fund?

Unfortunately, the barrier to open a fund is high and at the moment we can’t commit to working on that scale. We earn enough, we find our current situation satisfactory and like to enjoy the freedom. We won’t feel comfortable working with someone else money.

Are you professional traders?

No we are not. Trading is a hobby for us, sometimes very profitable one for us, however we are not registered and do not have it as a goal to be professional registered traders.

Is this your main source of income?

No, trading is not our main source of income. We have jobs, and hold additional businesses. We have also income from dividends stocks, ETFs and Real Estate. We are sharing our dividend stock investments in our App. We buy only one ETF, which the Vanguard S&P 500, and we do this monthly. We will continue hedging CFD S&P500 for short term income, when possible.

Here’s more information for you on what we do and the services we offer.


Check our Terms of Use and Privacy Policy